Credit and Finance

How quickly can I get a bridging loan?

Bridging loans are commonly used to facilitate the completion of the property purchasing process within a short timeframe. They can be particularly beneficial for buyers when the property market is at its most competitive, allowing them to secure their ideal property without the risk of the deal falling through during a long, drawn-out process.

Why your credit rating matters when buying a home

Before you begin the home-buying process, it is essential to check your credit rating. If you've been a little inconsistent in the past about keeping up with credit card bills or ever had a letter from a debt collector, this could affect your chances of obtaining a mortgage or getting the best interest rate on your borrowing. Read on to discover why keeping your credit rating in good condition is one of the most important things you need to do before starting a purchase.